SSBK Profile
Southern States Bancshares, Inc., serves as the bank holding company for Southern States Bank, delivering a wide range of community banking services to both businesses and individual clients across Alabama and Georgia. The company's comprehensive suite of deposit products includes savings accounts, money market accounts, and noninterest-bearing demand accounts, along with certificates of deposit and time deposits. These offerings are designed to meet the varied needs of its customer base, from everyday banking requirements to long-term savings goals.
In addition to deposit products, Southern States Bancshares provides an extensive array of loan solutions. Its real estate loan portfolio encompasses loans for construction and development, residential mortgages, and commercial real estate mortgages. The company also extends commercial and industrial loans, direct consumer installment loans, overdrafts, and revolving credit loans. This diverse lending capability supports the financial needs of both businesses and individuals, facilitating growth and development in the communities it serves.
Southern States Bancshares integrates modern banking technology with traditional services to enhance customer experience. The company offers robust online and mobile banking platforms, allowing clients to manage their accounts conveniently from anywhere. Additionally, Southern States Bancshares provides access to ATMs, further enhancing the accessibility and convenience of its banking services.
Founded in 2007, Southern States Bancshares, Inc. is headquartered in Anniston, Alabama. The company operates 15 branch offices across Alabama and Georgia, complemented by a loan production office in Atlanta, Georgia. Its strategic focus on community banking and personalized service underscores its commitment to fostering strong local relationships and supporting regional economic growth.
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