Grupo Aval Acciones y Valores S.A. (AVAL)

Grupo Aval Acciones y Valores S.A. is a financial services group based in Bogotá, Colombia, and founded in 1994. It serves public and private sector clients in Colombia and Central America. Deposit products include checking and savings accounts, time deposits and other deposit types for individuals and businesses.

Its lending covers commercial loans such as working capital financing and corporate credit cards, as well as consumer loans including payroll, personal and vehicle loans and credit cards. It also provides microcredit and mortgages. Other services include pension and severance fund management, investment banking such as capital markets and M&A advisory, and project finance.

Grupo Aval offers mobile and online banking, bancassurance, insurance brokerage, trust services and real estate escrow. It also holds equity investments in infrastructure, energy, agribusiness and hospitality companies, and it presents itself as a contributor to economic development in the regions where it operates.