TWFG, Inc. (TWFG)

TWFG, Inc. is an independent insurance distribution company that sells personal and commercial lines of insurance through a network of agencies across the United States. It works with a broad panel of insurance carriers, allowing its agents to offer customers home, auto, life, business and other coverage from multiple companies.

The company operates through several channels. Its branch model lets independent agency owners operate under the TWFG platform with access to its carrier relationships, technology and support, while corporate-owned branches are run directly by the company. TWFG also operates a managing general agency, TWFG MGA, which provides specialized and hard-to-place insurance programs to agents both inside and outside its network.

TWFG earns revenue mainly from commissions and fees on policies placed. It was founded in 2001, is headquartered in The Woodlands, Texas, and completed its initial public offering on Nasdaq in 2024.