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NGHC - National General Holdings Corp

National General Holdings Corp logo National General Holdings Corp (NGHC) is a specialty personal lines insurance holding company that provides personal and commercial automobile, homeowners, umbrella, recreational vehicle, and other niche insurance products. The company was founded in 1939 and is headquartered in New York City.

NGHC operates through four primary segments: Personal Auto, Commercial Auto, Homeowners, and Other. The Personal Auto segment provides insurance coverage for personal passenger automobiles. The Commercial Auto segment offers insurance coverage for commercial automobiles, trucks, and vans. The Homeowners segment provides insurance coverage for homes and condominiums. The Other segment includes various niche insurance products, such as motorcycle, recreational vehicle, and umbrella insurance.

In addition to its primary insurance offerings, NGHC also offers a range of insurance-related services, including claims administration, underwriting, policy issuance, and third-party administration.

As of 2021, NGHC is one of the largest automobile insurers in the United States and is licensed to conduct business in all 50 states. The company's products are sold through a network of independent agents, brokers, and direct marketing channels.

NGHC has experienced steady growth over the years, driven in part by strategic acquisitions and expansions into new markets. The company has also made significant investments in technology and digital capabilities to improve customer experience and streamline operations.

Overall, NGHC is a well-established player in the insurance industry with a broad range of products and services. While the industry is highly competitive and subject to regulatory risks, NGHC's strong market position, diversified product portfolio, and commitment to innovation position the company for continued growth a




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