Wise Group plc (WSE)

Wise Group plc is the parent of Wise, a London-based financial technology company that specializes in moving and managing money across currencies. It was founded in 2011 as TransferWise. The group later moved its primary share listing to the United States, and its Class A ordinary shares trade on the Nasdaq.

Wise's consumer and business accounts let customers hold balances in many currencies, send international transfers, get paid from abroad, and spend overseas with a Wise debit card. Its pricing is built around the mid-market exchange rate plus a transparent fee. Through Wise Platform, banks and other financial institutions can embed Wise's cross-border payment infrastructure into their own services.

The company earns revenue mainly from transaction fees on transfers and card spending, and from interest on customer balances.