Northpointe Bancshares, Inc. (NPB)

Northpointe Bancshares, Inc. (NPB) is the holding company for Northpointe Bank, a Michigan-chartered bank headquartered in Grand Rapids, Michigan. The company operates a nationally focused banking model that relies heavily on digital channels rather than a large branch network.

A core business line is mortgage purchase lending, in which the bank provides short-term financing to independent mortgage companies so they can fund home loans before selling them to investors. Northpointe also originates and holds residential mortgages, including through its retail lending operation, and offers deposit products such as checking, savings and money market accounts to customers across the country through its online banking platform.

Northpointe completed its initial public offering on the New York Stock Exchange in 2025.