HAFC Profile
Hanmi Financial Corporation serves as the holding company for Hanmi Bank, providing an array of business banking products and services across the United States. The company’s deposit offerings include noninterest-bearing checking accounts, interest-bearing checking and savings accounts, negotiable order of withdrawal accounts, money market accounts, and certificates of deposit. These deposit products cater to a diverse clientele, ranging from individuals to businesses seeking secure and accessible banking solutions.
Hanmi Financial Corporation also specializes in a variety of loan products. Its real estate loans cover commercial property, construction, and residential property, while its commercial and industrial loans include commercial term loans and lines of credit. Additionally, the company offers international finance and trade services, such as letters of credit and import/export financing, supporting businesses involved in global trade. The breadth of its lending portfolio positions Hanmi as a key financial partner for businesses of all sizes.
In the consumer lending sector, Hanmi provides secured and unsecured loans, home equity loans, residential mortgages, and credit cards. The bank also focuses on SBA and trade finance lending to small and middle-market businesses, offering loans for various purposes including owner-occupied commercial real estate, business acquisitions, startups, franchise financing, working capital, improvements, inventory, equipment, and debt refinancing. Equipment lease financing is another service provided, broadening the financial tools available to its customers.
As of February 28, 2022, Hanmi Financial Corporation operates a network of 35 full-service branches and 8 loan production offices in key states such as California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. Founded in 1982 and headquartered in Los Angeles, California, the company has established a strong presence in the banking industry, known for its comprehensive financial services and commitment to supporting business growth and community development.
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