FNLC Profile
The First Bancorp, Inc., based in Damariscotta, Maine, serves as the holding company for First National Bank, delivering a comprehensive array of banking products and services to both individual and business clients. Established in 1864 and previously known as First National Lincoln Corporation before rebranding in 2008, the company operates through a network of 18 full-service banking offices across Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington counties in Maine's Mid-Coast, Eastern, and Down East regions.
The bank offers a wide range of deposit products, including demand, NOW, savings, money market, and certificates of deposit accounts, providing flexible and secure banking solutions to meet various financial needs. Additionally, The First Bancorp provides a robust suite of lending products tailored to commercial real estate ventures, encompassing mortgage loans for multi-family residential, commercial/retail, office, industrial, hotel, and educational properties, among others.
Moreover, the company extends its lending services to include commercial construction loans, municipal loans for capital expenditures and construction projects, residential term loans, and consumer loans secured by automobiles, pleasure crafts, and recreation vehicles. These offerings are complemented by private banking services, financial planning, investment management, and trust services, catering to the needs of individuals, businesses, non-profit organizations, and municipalities.
Beyond traditional banking services, The First Bancorp provides payment processing services, enhancing its capability to support the financial operations of its diverse clientele. With a steadfast commitment to community-focused banking, The First Bancorp continues to uphold its longstanding reputation as a trusted financial partner in Maine's vibrant economic landscape.
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