FCCO Profile
First Community Corporation serves as the bank holding company overseeing First Community Bank, which provides a comprehensive range of commercial and retail banking products and services tailored for small-to-medium sized businesses, professionals, and individual clients. Structured into three distinct segments Commercial and Retail Banking, Mortgage Banking, and Investment Advisory and Non-Deposit services the company offers a diverse array of financial solutions to meet the varied needs of its clientele.
The bank's deposit products include checking, NOW, savings, and individual retirement accounts (IRAs), as well as demand deposits and various time deposits such as daily money market accounts and longer-term certificates of deposit (CDs). First Community Corporation's lending portfolio encompasses commercial loans, including secured and unsecured financing for working capital, business expansion, and equipment purchases. It also provides consumer loans for automobiles, home improvements, education, and personal investments, along with real estate construction and acquisition loans, and fixed and variable rate mortgage loans.
In addition to traditional banking services, First Community Corporation offers a suite of online and internet banking options, cash management solutions, safe deposit boxes, travelers checks, direct deposit services for payroll and social security checks, and automatic drafts for various accounts. The company further enhances its offerings with non-deposit investment products, investment brokerage services, VISA and MasterCard credit card services, investment advisory services, and insurance services.
Established in 1994 and headquartered in Lexington, South Carolina, First Community Corporation continues to expand its presence and enhance customer service through innovative financial solutions and personalized banking experiences. The company remains committed to supporting local businesses and individuals by fostering financial stability and growth within the communities it serves, embodying its core values of integrity, reliability, and customer satisfaction.
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