BOTJ Stock - Bank Of The James

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Bank of the James Financial Group, Inc. functions as the holding company overseeing Bank of the James, a financial institution delivering comprehensive retail and commercial banking services across Virginia, USA. Catering to a diverse clientele including individuals, businesses, associations, governmental entities, and organizations, Bank of the James offers a broad spectrum of financial products. These encompass traditional accounts such as checking, savings, IRAs, and health savings accounts, alongside specialized offerings like money market accounts and certificates of deposit.

The bank is a key provider of loans tailored to meet the needs of small to medium-sized enterprises, supporting initiatives ranging from equipment purchases to working capital enhancements. It also extends financing for commercial and residential construction projects, as well as mortgage loans for both commercial real estate and residential properties. Additionally, Bank of the James provides a variety of consumer loans, including personal lines of credit, automobile loans, and home equity lines, designed to facilitate personal financial goals and expenditures.

Beyond core banking services, Bank of the James offers a suite of additional financial solutions. These include treasury management services, credit card merchant services, and securities brokerage. The institution also operates as an agent for insurance and annuity products, further enhancing its offerings to meet comprehensive financial needs. Established in 1998 and headquartered in Lynchburg, Virginia, Bank of the James Financial Group continues to expand its reach and services while maintaining a strong commitment to customer satisfaction and community involvement.

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