AGI Inc (AGBK)

AGI Inc, which operates as Agibank, is a Brazilian financial services company that combines a digital banking platform with a large network of physical service points. It specializes in lending secured by predictable income streams, such as loans backed by social security benefits, payroll-deducted loans to public and private sector workers, and loans tied to severance fund balances.

Alongside credit, the company offers checking accounts, cards, insurance and other banking products. It targets Brazilians who are often underserved by traditional and digital-only banks, including retirees, pensioners, lower-income workers and people who prefer in-person assistance.

Agibank was founded in 1999 and is headquartered in Campinas, Brazil. Its Class A common shares trade on the New York Stock Exchange.