Citizens
First Corporation (CZFC) is a bank holding company that provides a
range of financial services to individuals and businesses in Kentucky.
The company operates through its subsidiary, Citizens First Bank,
which offers a variety of banking products and services, including
deposit accounts, loans, and wealth management services.
Citizens First Bank is committed to providing high-quality,
personalized services to its customers, and has a strong focus on
community involvement and support.
Citizens First Corporation
was founded in 1892 and is headquartered in Bowling Green, Kentucky.
The company was performing well financially, with strong revenue and
earnings growth in recent years. The company's total assets as of the
end of fiscal year 2020 were $1.2 billion, representing an increase of
13.6% compared to the previous year. Net income for the same period
was $15.3 million, an improvement from $11.5 million in the previous
year.
Citizens First Corporation has a market capitalization of
approximately $135 million as of my knowledge cutoff of September
2021, and its stock is listed on the NASDAQ stock exchange under the
ticker symbol CZFC.
The banking industry is subject to various
risks, including changes in interest rates, regulatory risks, and
economic downturns. However, Citizens First Corporation's commitment
to providing personalized services and its strong financial
performance should position it well for continued success in the
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