OSBCP - Old Second Bancorp, Inc.

Old Second Bancorp, Inc. (OSBCP) is a bank holding company that owns and operates Old Second National Bank, a community bank that provides a range of banking and financial services to customers in Illinois.

As of its most recent financial reports, OSBCP reported total assets of $3.5 billion and total deposits of $3.1 billion as of December 31, 2021. The bank reported a net income of $28.6 million for the fiscal year ended December 31, 2020, an increase of 25.4% compared to the previous year.

Old Second National Bank's growth strategy includes expanding its loan and deposit portfolio, improving its operational efficiencies, and enhancing its customer service and satisfaction. The bank's focus on providing personalized banking and financial services to its customers has enabled it to establish a strong presence in the local communities it serves.

Investing in bank holding companies like Old Second Bancorp carries market risks, including the risk of market volatility, changes in interest rates, and changes in government policies and regulations affecting the banking industry. Investors should carefully consider these risks before investing in OSBCP and consult with a financial advisor to determine if it is an appropriate investment for their portfolio. They should also review the bank's public disclosures and financial statements to gain a better understanding of its financial performance and risks.